Alternative data in lending is here to stay

first_img 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr If your credit union is using only traditional underwriting methods, chances are that you’re limiting your lending potential.  The use of alternative data in underwriting opens credit avenues for members and small businesses that otherwise might have been closed to them.  Alternative data is here to stay, and lenders who do not have a strategy in place to utilize this powerful tool will be left behind. Download our white paper, written by Velocity Solutions CEO Christopher Leonard, to learn how you can expand your lending and reduce charge offs using alternative data. Download white paper now.last_img read more

‘You need a team where you feel important’ – Arsenal loanee Dani Ceballos drops hint over Real Madrid exit

first_img 1 min. story Read More About Connatix V67539 Skip Ad by Metro Premier League football returns and a third matches free-to-viewTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 1:52FullscreenPremier League football returns and a third matches free-to-view is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.‘The future is far away, we can’t predict what will happen in a month and a half. Now we are focused on the postponed game against Manchester City on the 17th.’Ceballos has been linked with a return to Real Betis, though his old club are sitting in the bottom half of the table and the 23-year-old believes they are good enough to be playing in Europe.He continued: ‘I won’t deny that my team is Betis, they are the club that I love and the one which allowed me to develop as a professional footballer.More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal‘The feeling I have for them is different to every other club I’ve been at. Right now, realistically, Betis has a team to be in the top six in Spain.‘They have high quality internationals and they must fight for European football, they have a good dynamic at this moment and we hope it can continue in such a way.’ Rio Ferdinand tells Ole Gunnar Solskjaer to drop struggling Read More Metro Sport ReporterMonday 8 Jun 2020 9:21 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link2.5kShares Top articles Video Settings Comment Coming Next PLAY Read More Full Screen / The Spaniard’s loan stay at the Emirates is about to come to an end (Picture: Getty)Arsenal’s on-loan midfielder Dani Ceballos has opened the door to leaving Real Madrid permanently but has made it clear he needs to feel ‘important’ at whichever club he joins next.The Spaniard made a strong early impression at the Emirates after arriving on loan from Real, even receiving a standing ovation for his performance against Burnley back in August.But a serious hamstring injury ruled him out for several months and he had to fight to win back his place under Mikel Arteta, starting Arsenal’s final three league matches before the season was suspended. ‘You need a team where you feel important’ – Arsenal loanee Dani Ceballos drops hint over Real Madrid exit Read More Advertisement Manchester United captain Harry Maguire Visit Advertiser website GO TO PAGE Speaking about his time in the Premier League, Ceballos added: ‘Anyone who likes football like I do would have to come and play in the Premier League sometime. Football in England is like a religion, it is played every three days because there are two cup competitions.‘The fans are very respectful and they live it differently to what happens in Spain, although this doesn’t mean the Spanish league is less important it’s just that in England football is breathed from every angle.’MORE: Wilfried Zaha opens door to ‘amazing’ Arsenal transferMORE: Eddie Nketiah bags hat-trick as Arsenal thrash Charlton ahead of Premier League restartFollow Metro Sport across our social channels, on Facebook, Twitter and Instagram.For more stories like this, check our sport page. 1/1 Skip Parent club Real are likewise feeling the effects and would be prepared to cash in on Ceballos to raise funds, though the Spanish midfielder has now made it clear that he will only move to a side who can guarantee him game time in an important year.Speaking about his future, Ceballos told Canal Sur Radio: ‘My objective is to play in the European Championship and Olympic Games and when they are happening you need to find a team where you feel important. SPONSORED Read More Ceballos wants an ‘important’ role at whichever club he plays for next season (Picture: Getty)Arteta is believed to be a big fan of his compatriot, though Arsenal’s ability to sign him permanently has been hampered by the financial implications of the coronavirus crisis.AdvertisementAdvertisementADVERTISEMENT Advertisementlast_img read more

Photos: Top images from Sharks 2-1 loss to Blues in Game 4

first_imgThe San Jose Sharks couldn’t pull off a comeback Friday as they did in Game 3.The St. Louis Blues came out and scored early in Game 4 with Ivan Barbashev making a goal within the first minute. The Blues followed that up later with another score by Tyler Bozak toward the end of the first period.The Sharks and Blues fought to a standstill in the second period. The game was marked with physical play and scoring attempts that missed by inches.In the third period, Tomas Hertl was able to score, …last_img read more

New logo to unite Brand South Africa

first_img23 November 2009 South Africa’s Cabinet has approved a new international marketing logo for the country. Inspired by the South African flag but evolved into a “trade-markable” form, the new logo is distinctive, dynamic and energetic, and stands out within its competitive environment. Would you like to use this article in your publication or on your website? See: Using SAinfo material “This is a culmination of a comprehensive process of consultation among provinces, cities and national departments to align around one brand positioning and a single identity on the international stage,” the International Marketing Council, custodian of Brand South Africa, said in a statement last week. Initiated and driven by the International Marketing Council (IMC), the logo’s development costs “will be quickly offset by the combined impact of previously separate branding initiatives. “The purpose of brand alignment is to avoid brand dilution when various South African entities market themselves internationally using different logos,” the IMC said. “The intention is rather to combine the country’s various marketing efforts in order to enhance South Africa’s global competitiveness with regard to tourism, sports, arts and culture, trade and investment.” The new logo does not replace the government coat of arms or other institutional logos, but is purely for the purpose of country marketing initiatives. Its roll-out will be facilitated by an easy-to-use, do-it-yourself manual that will be freely available to anyone mandated to market South Africa internationally. At the same time, stocks of existing marketing “have been carefully managed in order to ensure a smooth and cost-effective transition,” the IMC said. The new logo “builds on a renewed era in collaborative nation branding, and is timed to take maximum advantage of the global focus on South Africa in the light of our hosting the 2010 Fifa World Cup™. “The marketing of the nation brand of South Africa will be taken to new heights as we work together as Team South Africa, under one logo, to welcome the world to join us in celebrating the first World Cup on African soil.SAinfo reporterlast_img read more

AITA’s dictatorial attitude harmful for Indian tennis, slams Mahesh Bhupathi

first_imgStung by the two-year ban imposed on him, veteran tennis star Mahesh Bhupathi today hit back at the AITA, accusing the game’s governing body of resorting to “divide-and-rule” policy and said its “dictatorial attitude” will be harmful for the future of Indian tennis.A hurt Bhupathi made a scathing attack on AITA and its president Anil Khanna who, he alleged, was playing “dirty politics” and creating rift among players, particularly between him and Leander Paes.”Khanna has redefined the term divide and rule. The AITA and its dictatorial attitude, and its administration are harmful for the future of Indian tennis,” Bhupathi said at a press conference here today where he also circulated his correspondence with the AITA ahead of the London Olympics.The veteran tennis pro said he had no choice but to accept the ban but was now exploring legal options.”My being termed a dictator is unacceptable to me. I don’t know if we can do anything, but there is no option not to accept the ban. We will definitely pursue a legal route.(My) lawyers are deciding the course of action, can’t say much now,” he said.Bhupathi minced no words has he launched an attack against Khanna. “He has redefined the term divide and rule and at this year’s Olympics he used Leander’s shoulder to fire the gun against me multiple times. Unfortunately the media terms this a Bhupathi-Paes rift and the true underbelly is left unquestioned.””As far as I am concerned, I was always banned by the AITA, they never supported anything I did for the sport, only when they couldn’t do without me and they needed the doubles point in Davis Cup, I got the email.”They continue to misuse the power they have to try and teach me a lesson only because they feel I am able to do a lot more for the sports than they do and in the midst of all this, not only did we players suffer but so did the sport and in turn the country,” he said.Bhupathi said he was available for last week’s Davis Cup tie against New Zealand and that he was not informed about the ban by AITA.”I always feel like playing for India. I was available for the tie last week but no one from AITA asked me. I actually got an email about the ban from a press person. Didn’t hear anything from AITA.advertisement”I played my last match for India in the present circumstances (London Games) and next year will be my last on the tour definitely. A lot of people celebrated on the day we lost (in Olympics),” he saidBhupathi urged the either the Sports Ministry or the IOA to intervene.”There are powers like IOA or Sports Ministry who can take action. I don’t know who to complain to. If it is sports Ministry or IOA or somebody, it needs to step in for Indian tennis.”Despite giving his all, he said he never got the cooperation from AITA.”Tennis has given me everything I am today and by God’s grace I am able to give back a lot to the sport. I have running tennis events, building tennis courts, raising money for talented kids and even opening academies across the country.”However, at every step of the way, the establishment has put spokes in the wheel. So much so that they changed the constitution to make sure I am not able to run any event in India without them being a part of it.”Anil has been upset with me for being able to develop talent, which he should have done. For developing avenue and for developing the game.”Talking about the fiasco ahead of the Games, he said: “No one made an effort to talk to me or Leander. Zero effort was made to get us in a room and solve the issue.”Two days after the beginning of French Open, AITA told me that we (Bhupathi and Sania Mirza) weren’t the obvious choice for mixed doubles in Olympics.”last_img read more

11 days ago​Tottenham bank on HSBC for men and women

first_img​Tottenham bank on HSBC for men and womenby Ian Ferris11 days agoSend to a friendShare the loveTottenham has announced a new five-year partnership with HSBC as its Official Banking Partner for both the men’s and women’s teams in UK and Hong Kong, reports part of this new strategic agreement, HSBC will work with the club to engage fans through a range of activities including co-created digital campaigns and play a supportive role in the sport-led regeneration of the local area in Tottenham, north London, alongside the club. Spurs Head of Partnerships Fran Jones, said: “We have developed a strong relationship with HSBC over a number of years and this new partnership is a natural expansion of this. “The club is committed to supporting the continued regeneration of Tottenham and we look forward to integrating HSBC into our existing employment and education programmes, as well as creating impactful new initiatives together.” HSBC Global Head of Brand Partnerships Jonathan Castleman, added: “The deal provides us with an opportunity to connect with new and existing customers. “We’ve always believed that sport has an amazing power to bring people together, promote physical and mental wellbeing and drive inclusion, so we are excited to be working with Tottenham Hotspur.” TagsPremiership NewsAbout the authorIan FerrisShare the loveHave your saylast_img read more

Diana Shipping Ends Talks with Lenders Sees Loss

first_imgzoom Greek dry bulk shipping company Diana Shipping said that it has concluded, without agreement, discussions with its lenders with respect to certain proposed amendments of its outstanding loan facilities which were subject to the agreement of all of the company’s lenders on similar terms. The company has also terminated its engagement of a financial advisor in connection with such discussions.Diana Shipping, which is current in all payments of principal and interest under each of its existing loan facilities, added that it “does not currently anticipate resuming such discussions with its lenders.”The shipping firm has reported a widened net loss of USD 78.3 million for the third quarter of 2016, compared to a net loss of USD 17.4 million seen a year earlier, mainly attributed to loss and impairment of the company’s investment in Diana Containerships Inc.Namely, the company said that the net loss attributed to common stockholders was at USD 79.8 million for the third quarter of 2016, of which USD 50 million relates Diana Shipping’s investment in its compatriot container shipping firm.Time charter revenues were USD 27.1 million for the third quarter of 2016, down from USD 38.9 million reported in the same quarter of 2015.The drop in time charter revenues was due to lower average time charter rates achieved during the quarter and was partly offset by revenues derived from the increase in ownership days resulting from the expansion of Diana Shipping’s fleet.Net loss for the nine months ended September 30, 2016 amounted to USD 141 million, of which USD 54.4 million relates to the investment in Diana Containerships Inc., compared to a net loss of USD 42.2 million reported in the nine-month period of 2015.last_img read more

How a social media sisterhood unleashed a storm of allegations against James

first_imgAdvertisement It started with a simple hashtag.Amid mounting allegations levied at Hollywood mogul Harvey Weinstein and the online tidal wave of #metoo conversations about sexual harassment and assault, Canadian actress Chantal Cousineau used Twitter to share her own experience, adding the hashtag #jamestoback.Cousineau soon found herself corresponding with dozens of women who allege they too have had run-ins with Toback, the Oscar-nominated screenwriter of Bugsy and the director of films such as Two Girls and a Guy and The Pick-up Artist. Advertisement Login/Register With: Her tweets helped spark hundreds of other reports of accusations and caused the union that represents Canadian actors to reopen an investigation its current president concedes may have been lacking when initial reports were made.READ MORE Advertisementcenter_img Facebook LEAVE A REPLY Cancel replyLog in to leave a comment Director James Toback is the subject of multiple sexual harassment allegations. (Richard Shotwell/Invision/Associated Press) Twitterlast_img read more